Members (network members and platinum level associate members) are eligible to participate in our AMI Association Health Plan.
This program offers group health as well as options for dental, vision as well as life, disability, catastrophic illness supplemental policies etc.
Each agency can offer multiple options (plans) to their employees and each agency can determine how much of the premium they want to pay and how much they want to have their employees contribute. Across the country, the savings for most companies has been about $1,500/employee per year but obviously — every agency is different.
We are currently offering this insurance in all but 5 states (California, North Dakota, Maine, Delaware and Florida because their state laws prevent us from doing so) and this insurance is a hybrid of a fully insured plan and self insuring called Level Self Funded insurance. It offers agencies the best of both the fully and self insured options — but eliminates most of the down sides.
To review the available plans, click here.
You can also check out the providers who currently accept this insurance (NOTE: We’ve found this list to be hit or miss. Do not assume your doctor doesn’t take the insurance if they are not on the list. We’ve had them contact the provider in several cases in every single time — they did take the insurance, they just were not in the database).
(NOTE: We are happy to answer your questions before you become a member, but can’t answer any specific cost questions or have you go through the application process until after you are a paid member.)
Want to chat with someone about whether or not this plan would work well for your agency? Click here.
We did a webinar to introduce the program to AMI members and you can watch the replay below. (Warning — our rep had some technical issues so there’s about five minutes of pirate jokes while we waited for her to re-join the webinar)